Virgin Cash has change into the newest lender to scale back mortgage charges below 4% whereas Leeds Constructing Society has made fee cuts by as much as 0.30%.
Virgin Cash has lowered its buy with £300 cashback merchandise by as much as 0.30% with some charges now below 4%.
Buy with £300 cashback examples:• 65% LTV 5 12 months with £995 price will probably be lowered by 0.21%, to three.99%.• 75% LTV 2 12 months with £995 price will probably be lowered by 0.29%, to 4.43%.
The lender has additionally lower charges on its unique buy with £300 cashback by as much as 0.15%. The 80% loan-to-value (LTV) two-year price saver has been lowered by 0.15% to 4.93%.
As well as, Virgin has lowered charges on its unique remortgage £995 price and price saver merchandise.
Unique Remortgage with £995 price examples:• 80% LTV 2 12 months will probably be lowered by 0.20%, to 4.95%.• 60% LTV 2 12 months will probably be lowered by 0.19%, to 4.40%.
Unique Remortgage fee-saver examples:• 80% LTV 2 12 months will probably be lowered by 0.28%, to five.26%.• 60% LTV 5 12 months will probably be lowered by 0.18%, to 4.16%.
In the meantime, Leeds Constructing Society has lowered chosen residential and attain mounted fee merchandise by as much as 0.30%.
It has additionally added £1,499 price restricted firm buy-to-let (BTL) merchandise. There’s a two-year 75% LTV mounted fee at 5.79% whereas the identical five-year repair has a fee of 5.39%.
The society has additionally lowered chosen residential mounted charges by as much as 0.20% for present prospects.
