Take mirae asset s&p500 high 50 the market worth is 57.29 which i received and its nav is round 49.35
I purchased small portions and the margin of 8 inr just isn’t very important for me when i purchase 100 items.
The opposite possibility is to to not purchase and wait or accumulate smaller portions. I intend to carry it for some years. So this distinction doesn’t trouble me
The identical idea applies for particular person shares. Will we purchase based mostly on intrinsic worth. No. I purchase based mostly on my common value. That is my benchmark.
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See as a resident indian and retail investor there is no such thing as a scope for me to purchase usd and preserve it for my youngsters schooling. Now they’ve present metropolis and so on.earlier nri might open fcnr usd deposits and put it aside for his or her children schooling
For retail redident traders. Now we have no possibility. The one different is usd denominated investments as talked about above
The benefit is other than the expansion from the undersyling securites we indians get the profit if inr depreciating. That is fixed
See for instance in 1991 the conversion was round 18In 2018 it was 69Now the speed is 87
How do i defend myself. By shopping for this. If i had purchased any of the three etf in 2018 other than the expansion of the underlying securites foreign money depreciation from 69 to 87 can be a bonus.
That is what i meant.
Other than this you may consider investing in tcs.It is because nearly all of their income is in usd.
So if income is x in 2018. Precise income woukd be x muktiplied by 69If income continues to be x in 2025. The precise will probably be x multiplied by 87.
Hope this clarifies
For retail resident traders. Now we have no possibility.The one different is usd denominated investments as talked about above
What’s the present %-premium on these devices?
Is it bigger than the friction on account of TCS withholding on any outward-remittance beneath LRS?
If not, then feels like investing in US T-Payments or some excessive quantity US ETF monitoring S&P500 straight is likely to be a extra versatile possibility for resident indians as properly? 
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US T-Payments or some excessive quantity US ETF monitoring S&P500 straight is likely to be a extra versatile possibility for resident indians as properly?
Are you conscious of any product like this. In that case, please let me know.
I used to be checking on the three ETFs at this time 31.01.2025 10.05 am
All of the three have sellers with the next market worth
Nasdaq 100 – 135.23S&P 500 – 58.68FAANG – 208.39
yesterday I received S&P 500 100 items at 57.29. At the moment it’s 58.68 as of now. So for me the premium to NAV is essential however not vital.
Nasdaq 100S&P 500…
Are you conscious of any product like this. In that case, please let me know.
I imply investing straight in fairness and debt merchandise listed within the US inventory exchanges utilizing a dealer that helps investing in overseas inventory exchanges – not some proxies (like these Mutual funds listed in India) or derivatives listed within the Indian market that present oblique publicity to the identical underlying devices within the US.
For instance, should purchase and maintain QQQM, or VOO and even BND utilizing a web-based worldwide dealer like Charles Schwab or IBKR or Vested or some such dealer whose choices and pricing one is comfy with.
etfdb.com seems to be a web site with varied helpful instruments to discover and consider the large array of worldwide ETFs on provide.
For, important sums of cash,this method of direct abroad investmentwould at the moment add some frictionin the type of TCS on any outward remittance beneath LRS.
TCS on LRS is NOT an precise tax-liability. It’s merely quantity paid/withheld upfront throughout outward-remittance beneath LRS. It may be adjusted towards any precise taxes due (eg. quarterly advance-taxes, month-to-month TDS on wage, …).
Observe, that the impact of the TCS on LRS may be diminished/nullified in sure eventualities because the TCS quantity may be –
claimed periodically to offset any TDS / advance-taxes due.
i.e. keep away from having to attend to say it on the finish of the 12 months upon submitting one’s ITR.
Additionally, if one already has foreign-assets (and is seeking to diversify them), or has foreign-source earnings, one might be able to re-invest the proceeds with out having to repatriate them first to India, thereby avoiding the friction on account of exchange-rates and TCS on LRS. Right here’s an instance state of affairs Learn how to Diversify Overseas ESOPs and RSU holdings Utilizing Vested. Please seek the advice of a CA for different specifics together with disclosure of overseas property, tax on earnings, and claiming tax-relief of any tax withholding within the US (eg. IRS – W-8BEN, 1042-S, ITR – Schedules FA, FSI, TR and Kind-67) as can be relevant in every particular person’s case.
How do i defend myself. By shopping for this. If i had purchased any of the three etf in 2018 other than the expansion of the underlying securites foreign money depreciation from 69 to 87 can be a bonus.
Might you give us a quantity (x variety of rupees) that you just do to guard from draw back? I wish to perceive it as a result of the bigger it will get the higher it supplies well being towards depreciation and riskier it will get (draw back of focus, liquidity and so on)
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The aim of shopping for these ETF is to put money into a USD denominated instrument. @CVS had talked about to straight put money into US Markets, which with my restricted earnings and skill not give you the chance to take action. These ETF so long as the underlying is US Market corporations, I’m completely glad to put money into these in INR.
I purchase these funds usually in very small portions. Few months I dont even purchase. However the intention is to build up and preserve it for a protracted time frame hoping that once I want precise USD, these funds will probably be of help.
Didn’t perceive your query entirly – however might say this
Might you give us a quantity (x variety of rupees) that you just do to guard from draw back?
Nasdaq 100 ETF – I began shopping for when it was 134 – 140, offered a portion when it went to 200, Now it’s 210 or so. My common value now may be very low and the stability items I cannot promote even when it falls. The income from sale is saved it in a separate FD. So once I really want to purchase USD, this revenue and sale from the present items will act as a buffer towards the longer term foreign money depreciation. That is my thought however as they are saying “ladies proposes, God disposes”
With regard to Liquidity – These ETFs are going through the identical therefore on days you see solely patrons and never sellers. Nevertheless, the liquidity disaster just isn’t affecting the present traders as they’re the beneficiary as these ETFs are at a premium.
Sure, the reverse might occur the place there are solely sellers and never patrons – however I’m keen to take an opportunity and it would fall again to the actual NAV.
Nasdaq 100 ETF – I began shopping for when it was 134 – 140, offered a portion when it went to 200, Now it’s 210 or so. My common value now may be very low and the stability items I cannot promote even when it falls
Thanks. It is a good reference for me.
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talked about to straight put money into US Markets, which with my restricted earnings and skill not give you the chance to take action
For the sake of completeness, i wish to depart a point out of buying fractional items of US shares (and even ETFs) being supported by main US brokers. The extra threat being that the fractional items are assured by the dealer, so further threat concentrated with the dealer.
This permits one to begin investing into US securities with as little as 500 INR fractional-units/slices at sure US brokers.
Observe: None of what i’ve shared above is a suggestion to put money into US shares or get USD publicity. Personally i imagine that it’s a sub-optimal enterprise proper now. Nevertheless, if one is to get USD publicity, these are direct options (with their very own distinct risk-reward profiles) to the ETFs / Mutual Funds in India that present publicity to the US market, and are apparently buying and selling at a premium on account of their restricted provide.
@Bhuvan Good data share however how can one confirm that he has etf are actually consisting precise worldwide etf .like I’ve mon100 purchased 20sep2021 to 19jan 2022.Are they actually mon100 as you mentioned RBI has stopped new mon from 2022.Secondly when the etfs are transacted regardless of RBI stopage.are these trade of etfs internally in Indian market encompass precise mon100 consisting shares of us.
Good data share however how can one confirm that he has etf are actually consisting precise worldwide etf .like I’ve mon100 purchased 20sep2021 to 19jan 2022.Are they actually mon100 as you mentioned RBI has stopped new mon from 2022.Secondly when the etfs are transacted regardless of RBI stopage.are these trade of etfs internally in Indian market encompass precise mon100 consisting shares of us.
The portfolio doesn’t change 
all abroad etfs are coming down is it good time to purchase or we have to wait
Properly written, although i don’t absolutely agree with under
To reiterate, in the event you’re getting Nifty-like returns with half the chance, you’re within the means of being scammed. If you’d like much less threat, you’ll have to sacrifice returns. You need to be OK with underperforming a dumb technique like buy-and-hold.
Nifty just isn’t a really excessive bar in both returns or threat from energetic buying and selling pov. Hopefully this is applicable to investing sort buying and selling too, however i haven’t performed that but.
Anyway, would have an interest to see if commodities aside from gold may give some diversification too. Ray dalio i feel means that as a part of a mixture. Maybe we have now durations the place different issues don’t work properly ? Perhaps with longer information together with 70s and earlier ?
Additionally, when can we count on to get a Zerodha Mutual fund that implements these insights ? This may be esp good for retired of us. An all seasons Zerodha fund, backed by analysis
Nifty just isn’t a really excessive bar in both returns or threat from energetic buying and selling pov. Hopefully this is applicable to investing sort buying and selling too, however i haven’t performed that but.
What I mentioned is within the context of investing. If somebody tells you you may get fairness returns with debt-like volatility, then I don’t know what it’s if not a rip-off. It’s not about buying and selling or “beating” one thing, though even that has been a giant bar for lots of people. If you’ll be able to beat Nifty, then you’re a higher investor than I
Anyway, would have an interest to see if commodities aside from gold may give some diversification too. Ray dalio i feel means that as a part of a mixture. Maybe we have now durations the place different issues don’t work properly ? Perhaps with longer information together with 70s and earlier ?
It is a nightmare of a debate. In idea, sure. For instance, commodities (a basket of them) are sometimes the very best hedge for inflation, however they’re inaccessible for retail traders. You possibly can implement it by way of futures, however you’ll get killed due to roll prices and the related taxes. So, does this provide a diversification profit? Sure. However the penalty is within the type of decrease returns. I’m not a fan of those for many particular person traders.
Additionally, when can we count on to get a Zerodha Mutual fund that implements these insights ? This may be esp good for retired of us. An all seasons Zerodha fund, backed by analysis
We’re engaged on one thing.
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If you’ll be able to beat Nifty, then you’re a higher investor than
Solely intraday buying and selling, so not honest. And nothing like debt threat. Will strive for investing in future, hopefully will get one thing.
It is a nightmare of a debate. In idea, sure. For instance, commodities (a basket of them) are sometimes the very best hedge for inflation, however they’re inaccessible for retail traders. You possibly can implement it by way of futures, however you’ll get killed due to roll prices and the related taxes. So, does this provide a diversification profit? Sure. However the penalty is within the type of decrease returns. I’m not a fan of those for many particular person traders.
yeah, from particular person viewpoint, that is an excessive amount of of a problem anyway.I meant mutual funds. But when prices are too excessive right here, then i suppose benefit is misplaced.Dunno, by no means examined myself.
We’re engaged on one thing.
Good to listen to, will probably be good for pledging too.
One other attainable factor in future – With SIF funds arising, shorting could possibly be a approach to cut back threat too. Could be a problem as shares go up, however even one thing that makes no cash however hedges in crashes could possibly be helpful.
